Free Debt Payoff Planner
Get out of debt faster — with a plan built for you
Enter your debts, income, and budget. SayByeDebt builds your personalized payoff roadmap in seconds.
- ✓ No account required
- ✓ 100% free to start
- ✓ Trusted by 14,000+ Americans
Your Debts
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Debt-free in
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Interest saved
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Payoff date
Step 01
Enter your debts
Add each debt, balance, and interest rate. Takes under 2 minutes.
Step 02
We build your plan
SayByeDebt calculates the fastest, cheapest path out of debt for your situation.
Step 03
Follow & stay on track
Monthly reminders and a tracker keep you motivated every step of the way.
Pricing
Simple, honest pricing
Free
$0
- Up to 3 debts
- Avalanche & snowball plans
- Payoff date & interest saved
- —PDF export
- —Monthly tracker
- —Email reminders
Most popular
Pro
$7/month
- Unlimited debts
- PDF payoff plan export
- Monthly progress tracker
- Email reminders
- 2 scenario comparisons
- No ads
Pro+
$14/month
- Everything in Pro
- AI spending coach
- Credit score simulator
- Unlimited scenario builder
- Emergency fund planner